The self employed are subject to a lot of work pressure. This can take a serious toll on one’s health. Lack of mobility and exercise, rushed eating in a hurry to complete work, the stress associated with taut deadlines. Small wonder that some self employed people are statistically believed to suffer more health conditions, like a heart attack or stroke than their permanently employed counterparts.
Of course advanced medical technology and treatment can help cure many illness’s, but if your unfortunate to suffer from bad health how will you pay the mortgage and support your family? Being self employed means there is no ’safe heaven’ if you fall ill, because if you don’t work, you don’t get paid-if you are the single earner, the income stream into your household will stop.
Many of the Critical illnesses covered include:
Heart attack, Stroke, Advanced cancers, Blindness, Deafness, Traumatic head injuries, Major organ transplant, 3rd degree burns, Kidney failure, Coma and many many more
This is where self employed critcial illness insurance can help. In return for a minimal monthly premium, critical illness insurance will pay out a lump sum amount, regardless of most medical conditions or your speed of recovery. The lump sum will be paid out as soon as the condition is diagnosed so you don’t need to worry about financial affairs whilst you are in a reduced state of health or on the road to recovery. You can find both ’fixed term’ and ’entire life’ policy options, underwritten by the UK’s top insurers who have an impeccable record on paying out on claims.